--- title: iTrust Blog description: test --- [![white-logo-img](https://blog.itrustllc.com/hubfs/iTrust/images/white-logo-img.png) ](https://itrustllc.com) ****** - [iTrust Advantage](https://itrustllc.com) **** - [Who We Are](https://itrustllc.com#who-we-are) - [iTrust Story](https://itrustllc.com#iTrust-story) - [Meet Your Team](https://itrustllc.com#meet-your-team) - [Your Strategic Partner](https://itrustllc.com/your-strategic-partner) **** - [Accelerated Growth](https://itrustllc.com/your-strategic-partner#accelerated-growth) - [Recognized Value](https://itrustllc.com/your-strategic-partner#recognized-value) - [Succession Planning](https://itrustllc.com/your-strategic-partner#succession-planning) - [Ease of Doing Business](https://itrustllc.com/ease-of-doing-business) **** - [Case Design](https://itrustllc.com/ease-of-doing-business#case-design) - [Concierge Back Office](https://itrustllc.com/ease-of-doing-business#concierge-back-office) - [Commission Tracking & Reporting](https://itrustllc.com/ease-of-doing-business#compensation-tracking) - [Industry Access](https://itrustllc.com/industry-access) **** - [Product & Services](https://itrustllc.com/industry-access#product-services) - [Carriers We Partner With](https://itrustllc.com/industry-access#carriers-partner) - [Productivity Suite](https://itrustllc.com/productivity-suite) **** - [News Feeds](https://itrustllc.com/productivity-suite#news) - [iTrust Media](https://itrustllc.com/productivity-suite#blogs) - [Tools](https://itrustllc.com/productivity-suite#application-and-case) [ Portal ](https://portal.itrustllc.com/?redirectto=https://blog.itrustllc.com/all) # Blog ![](https://blog.itrustllc.com/hubfs/iTrust/images/colored-icon.svg) Lorem Ipsum ## iTrust Media [![](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/An%20intricate%20web%20of%20financial%20and%20estate%20planning%20strategies%20intertwining%20in%20a%20delicate%20balance%2c%20aimed%20at%20securing%20a%20lasting%20legacy%20for%20future%20generat.jpeg?height=200&name=An%20intricate%20web%20of%20financial%20and%20estate%20planning%20strategies%20intertwining%20in%20a%20delicate%20balance%2c%20aimed%20at%20securing%20a%20lasting%20legacy%20for%20future%20generat.jpeg) ](https://blog.itrustllc.com/irrevocable-life-insurance-trusts-an-alternative-for-flexibility) #### [Irrevocable Life Insurance Trusts: An Alternative for Flexibility?](https://blog.itrustllc.com/irrevocable-life-insurance-trusts-an-alternative-for-flexibility) ![Picture of https://45971629.fs1.hubspotusercontent-na1.net/hubfs/45971629/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg?width=30&name=A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg) [iTrust Advanced Planning Partners ](https://blog.itrustllc.com/author/itrust-advanced-planning-partners) August 22, 2024 Irrevocable trusts have long been core for estate tax reduction. We review ... [Read More](https://blog.itrustllc.com/irrevocable-life-insurance-trusts-an-alternative-for-flexibility) [![](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/An%20image%20of%20a%20person%20holding%20a%20term%20life%20insurance%20policy%20and%20looking%20at%20a%20permanent%20coverage%20policy%2c%20surrounded%20by%20financial%20planning%20documents-1.jpeg?height=200&name=An%20image%20of%20a%20person%20holding%20a%20term%20life%20insurance%20policy%20and%20looking%20at%20a%20permanent%20coverage%20policy%2c%20surrounded%20by%20financial%20planning%20documents-1.jpeg) ](https://blog.itrustllc.com/converting-term-life-insurance-to-permanent-coverage-a-smart-move) #### [Converting Term Life Insurance to Permanent Coverage - a Smart Move?](https://blog.itrustllc.com/converting-term-life-insurance-to-permanent-coverage-a-smart-move) ![Picture of https://45971629.fs1.hubspotusercontent-na1.net/hubfs/45971629/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg?width=30&name=A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg) [iTrust Advanced Planning Partners ](https://blog.itrustllc.com/author/itrust-advanced-planning-partners) August 22, 2024 Less than 1% of term insurance ever pays a claim! Converting term insurance is ... [Read More](https://blog.itrustllc.com/converting-term-life-insurance-to-permanent-coverage-a-smart-move) [![](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/An%20image%20of%20a%20financial%20professional%20explaining%20the%20concept%20of%20Internal%20Rate%20of%20Return%20IRR%20to%20clients%2c%20using%20charts%20and%20graphs%20to%20illustrate%20the%20calcu.jpeg?height=200&name=An%20image%20of%20a%20financial%20professional%20explaining%20the%20concept%20of%20Internal%20Rate%20of%20Return%20IRR%20to%20clients%2c%20using%20charts%20and%20graphs%20to%20illustrate%20the%20calcu.jpeg) ](https://blog.itrustllc.com/irr-a-useful-tool-for-financial-professionals) #### [IRR: A useful tool for Financial Professionals](https://blog.itrustllc.com/irr-a-useful-tool-for-financial-professionals) ![Picture of https://45971629.fs1.hubspotusercontent-na1.net/hubfs/45971629/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg?width=30&name=A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg) [iTrust Advanced Planning Partners ](https://blog.itrustllc.com/author/itrust-advanced-planning-partners) August 22, 2024 What is it, and what should your clients know? IRR is your greatest financial ... [Read More](https://blog.itrustllc.com/irr-a-useful-tool-for-financial-professionals) [![](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/The%20image%20shows%20a%20group%20of%20business%20professionals%20discussing%20noncompete%20agreements%20and%20legal%20implications.jpeg?height=200&name=The%20image%20shows%20a%20group%20of%20business%20professionals%20discussing%20noncompete%20agreements%20and%20legal%20implications.jpeg) ](https://blog.itrustllc.com/ftc-changes-to-non-compete-agreements-how-to-protect-your-clients) #### [FTC Changes to Non-Compete Agreements: How to Protect Your Clients](https://blog.itrustllc.com/ftc-changes-to-non-compete-agreements-how-to-protect-your-clients) ![Picture of https://45971629.fs1.hubspotusercontent-na1.net/hubfs/45971629/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg?width=30&name=A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg) [iTrust Advanced Planning Partners ](https://blog.itrustllc.com/author/itrust-advanced-planning-partners) August 22, 2024 The FTC is proposing dramatic changes to 'non-competes'. How will this affect ... [Read More](https://blog.itrustllc.com/ftc-changes-to-non-compete-agreements-how-to-protect-your-clients) [![](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/An%20image%20of%20a%20financial%20professional%20discussing%20upcoming%20estate%20tax%20changes%20with%20clients%20and%20their%20advisors%2c%20preparing%20for%20potential%20tax%20implications-1.jpeg?height=200&name=An%20image%20of%20a%20financial%20professional%20discussing%20upcoming%20estate%20tax%20changes%20with%20clients%20and%20their%20advisors%2c%20preparing%20for%20potential%20tax%20implications-1.jpeg) ](https://blog.itrustllc.com/upcoming-estate-tax-changes-all-about-the-sunsetting-provision) #### [Upcoming Estate Tax Changes: All About the Sunsetting Provision!](https://blog.itrustllc.com/upcoming-estate-tax-changes-all-about-the-sunsetting-provision) ![Picture of https://45971629.fs1.hubspotusercontent-na1.net/hubfs/45971629/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg](https://blog.itrustllc.com/hs-fs/hubfs/AI-Generated%20Media/Images/A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg?width=30&name=A%20strong%20professional%20looking%20team%20of%20professionals%20who%20know%20numbers.jpeg) [iTrust Advanced Planning Partners ](https://blog.itrustllc.com/author/itrust-advanced-planning-partners) August 22, 2024 It's a big year for estate taxes, requiring a total review of all estate plans! ... [Read More](https://blog.itrustllc.com/upcoming-estate-tax-changes-all-about-the-sunsetting-provision) [![Group 1000005175](https://blog.itrustllc.com/hubfs/iTrust/images/Group%201000005175.svg) ](https://itrustllc.com/) Through advancing technologies and individualized consultation, iTrust Advisors fosters meaningful personal connections to better serve your clients within the financial services industries. Personal Interaction. Productive Conversation. Professional Advancement. 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